Manthan Legal Consulting Service

Introduction Buying a property is one of the most significant financial decisions an individual or family makes in their lifetime. Whether it is for residential, commercial, or investment purposes, the process involves not just a large monetary commitment but also a series of legal verifications to ensure that the transaction is safe, valid, and free from future complications. One of the most important aspects of this due diligence is ensuring that the title of the property is clear,  meaning the property is not involved in any legal disputes, not mortgaged, and does not have any outstanding liabilities or claims against it. To verify this, one of the most essential documents you must obtain is the Encumbrance Certificate (EC) . Issued by the local Sub-Registrar’s Office , the EC serves as proof of a property’s legal and financial status over a specified period. It helps determine whether the property is free from encumbrances such as loans, mortgages, unpaid dues, court attachme...

Introduction: The real estate market in Karnataka has seen substantial growth in recent years, driven by urban expansion, industrial development, and an increasing demand for residential properties. As more individuals and families seek to invest in apartments across the state, the legal landscape governing such transactions has evolved to ensure transparency, accountability, and protection for both buyers and sellers. However, the process of purchasing an apartment comes with its own set of legal requirements and potential challenges that buyers must be aware of. Karnataka's legal framework for property transactions is comprehensive, addressing everything from title verification and regulatory approvals to compliance with real estate laws like the Real Estate (Regulation and Development) Act, 2016 (RERA). Whether you are purchasing an apartment from a builder or in a resale transaction, adhering to these legal stipulations is crucial to safeguarding your investment and avoidin...